By reviewing your current investment policy and discussing your fiduciary responsibilities, we begin to build a picture of how we can best support you.
Developing a concrete plan for investing helps take the emotion out of managing money. According to Dalbar’s 22nd Annual Quantitative Analysis of Investor Behavior (QAIB) Study, the average equity investor earned a 4.79% return over the 20-year time period from 1996 through 2016. However, institutional investors earned around 7%, which has been attributed to utilizing a disciplined, four-step process as well as incorporating alternative investments.
That’s why we use a documented and disciplined investment policy strategy to help keep the emotion out of investing. The investment policy strategy document is an additional step in the planning process where goals, constraints and risk tolerances can be discussed, assessed and recorded. It gives us the opportunity to better understand your priorities, biases and fears, which we believe will ultimately lead to a more successful long-term plan.
Investing always involves risk and you may incur a profit or loss. No investment strategy can guarantee success.